Terms of Use
Last updated: October 30, 2026
1. Acceptance
By using ToolsPH (1592153.xyz) you agree to these terms. If you do not agree, please do not use the site.
2. Free tools, provided "as is"
All tools are free and provided "as is" without warranties of any kind. Calculators such as tax, contribution, 13th month, overtime, VAT and loan estimators are for general information and education only. They are not legal, tax, accounting, or financial advice.
3. Accuracy of rates
We base calculators on published rules from agencies such as BIR, DOLE, SSS, PhilHealth and Pag-IBIG Fund and show a "last updated" date on each tool. Government rates can change at any time. Always confirm with the official agency, your employer, or a licensed professional before making decisions.
4. Limitation of liability
To the fullest extent allowed by Philippine law, ToolsPH and its operator are not liable for any loss or damage arising from the use of, or reliance on, results from this site.
5. Acceptable use
Do not attempt to disrupt the site, scrape it at a harmful rate, or use the tools for unlawful purposes. You remain responsible for the files and content you process with the tools.
6. Advertising and third-party links
The site may display ads, including Google AdSense, and links to third-party websites. We are not responsible for third-party content or practices. See our Privacy Policy.
7. Intellectual property
The site design, text and code are owned by ToolsPH. You may link to any page and share results freely.
8. Changes and contact
We may update these terms; the date above shows the latest version. Questions: [email protected].